MBS Financial Certified as Women-Owned Business

Mullin Barens Sanford Financial proudly announces certification as a women-owned business. As one of the only women-owned businesses in the nonqualified benefits space, MBS Financial specializes in providing consulting services for the planning, design and implementation of executive benefit plans, as well as tax-efficient funding strategies, including corporate-owned and bank-owned life insurance (COLI and BOLI). Kristi Barens, co-founding principal, plays a pivotal role in the company’s success.


Who is MBS?

MBS is a highly specialized corporate consulting firm with more than $13 billion dollars of our clients’ corporate investments. We manage over 225 corporate ICOLI and nonqualified plans.  Importantly, we do not replace your current investment advisors. MBS Financial is certified as a women-owned business and is recognized by the Supplier Clearinghouse.


Variable Universal Life insurance combines the protection and tax advantages of life insurance with the investment potential of a comprehensive selection of variable investment options. The insurance component provides death benefit coverage and the variable component gives you the flexibility to potentially increase the policy’s cash value.

The materials are designed to convey accurate and authoritative information concerning the subject matter covered. However, they are provided with the understanding that Mullin Barens Sanford Financial does not engage in the practice of law, or give tax, legal or accounting advice. For advice in these areas, please consult your appropriate advisors.

© 2024 Mullin Barens Sanford Financial and Insurance Services, LLC. All Rights Reserved.
1421 Emerson Avenue, Oxnard, California 93033 | Main (650) 740-7773 | Website: www.mbsfin.com
Securities offered through M Holdings Securities, Inc., a Registered Broker/Dealer, Member FINRA/SIPC. #5951807.2