A common misconception is that ICOLI (Insurance Company-Owned Life Insurance) is just a general account investment. It is not. Traditional market traded investments are available within an ICOLI wrapper – likely, some that you already own.
There are several hundred available investments within ICOLI. Here’s a partial list of available fund managers:
Investments within ICOLI grow tax-free and carry a significantly lower RBC charge. Placing your investments within an ICOLI wrapper can increase the velocity of your portfolio’s potential growth.
The result: more of your portfolio is in the investments you want, and the yield is tax-free.
Would you like to explore how ICOLI can affect your company’s portfolio returns? Please reach out or schedule a call via this link.
Erik Speed
Associate Principal
(818) 292-7206
Erik.Speed@mbsfin.com
About Mullin Barens Sanford Financial
Through a powerful combination of independence and experience, Mullin Barens Sanford Financial and Insurance Services (MBS Financial) is a leading consulting firm that assists companies with 409A and other executive benefit needs.
Disclaimer:
Variable Universal Life insurance combines the protection and tax advantages of life insurance with the investment potential of a comprehensive selection of variable investment options. The insurance component provides death benefit coverage and the variable component gives you the flexibility to potentially increase the policy’s cash value.
The materials are designed to convey accurate and authoritative information concerning the subject matter covered. However, they are provided with the understanding that Mullin Barens Sanford Financial does not engage in the practice of law, or give tax, legal or accounting advice. For advice in these areas, please consult your appropriate advisors.
© 2023 Mullin Barens Sanford Financial and Insurance Services, LLC. All Rights Reserved.
1421 Emerson Avenue, Oxnard, California 93033 | Main (650) 740-7773 | Website: www.mbsfin.com
Securities offered through M Holdings Securities, Inc., a Registered Broker/Dealer, Member FINRA/SIPC. #3513415.2